(10 marks)Consider the situation of AIR NZ, an international airline based in New Zealand. As part of its business

Question (10 marks)Consider the situation of AIR NZ, an international airline based in New Zealand. As part of its business it is heavily exposed to fluctuations in the price of jet fuel and foreign exchange rates. It sells tickets in foreign currencies and has significant USD costs.For either jet fuel costs or forex, evaluate one derivative product AIR NZ could use to hedge fluctuations in the underlying price. Briefly describe how the product would be used to hedge the fluctuations Discuss the pros and cons of this product Suggestions and recommendationsYour answer should be no more than 500 words excluding the reference l

Read Final Project: Social Justice and Community Involvement. Write a brief overview of your project and address the following: Issue
Read Final Project: Social Justice and Community Involvement. Write a brief overview of your project and address the following: Issue – describe the issue you are addressing and the population impacted. Project option – state the project option you chose. Next steps – share your how you will move forward with this project–what’s your next step? Next work on the project The final project for this class will be an applied project that requires research and demonstration of effective virtual communication skills. This Final is worth 100 points (75 points for the project and 25 points for related Reflection #5). You may work independently or in pairs. Students who choose to work in pairs must inform the professor of their pairing by Nov. 1, 2020. It is strongly recommended that students discuss their plans for splitting the workload in advance as both members will receive the same final grade.Directions: Choose a social justice issue that is not well-known. The issue should be current and have a disproportionate impact a specific marginalized population. You will use online tools to inform a larger audience, unfamiliar with the issue and population, about the issue. The interactive component will include collecting feedback from the public, a focus group, or experts (depending on the project option you choose) on ways to help solve the issue. Choose one of the final project options (due on Dec. 2, 11:59 p.m.):Public Service Announcement (PSA) with Crowdsourcing Element: Create a 30 second to 1 minute video about the issue and people impacted. Include with a call to “action” at the end of the video. This “action” should include a way for viewers to share or submit creative solutions (read the article on ethical crowdsourcing). Collect these suggestions via a poll, # on social media, responses on Youtube, etc. Research Presentation (slides and audio): Interactive Zoom webinar (8-10 PPT slides and one poll) presentation(30-45 min.) with at least three active participants in attendance. The slides should be informative, not text-heavy, and they should provide a clear description and overview of the issue and people impacted. The poll should be one of multiple interactive components in the webinar. The recording should be uploaded to Youtube or to a cloud (Google Drive, Dropbox,…) and the link shared with the professor. Zoom Interviews (video of both student and interviewees): The goal of the interviews is to gain a better understanding of the scope of the issue, what is being done to solve the issue, and what could be done to get the public involved.You will interview three people (via Zoom) who are experts in the area of social justice you are focused on. Interviewees will be introduced with a 1-2 min. bio about their role, expertise. Interviewers will draft 4-6 open-ended questions provided to the instructor and interviewee prior to the interviews. Each interview should be 6-10 min. The recordings should be uploaded to Youtube or to a cloud (Google Drive, Dropbox,…) and the link shared with the professor.A reflection on the project will be required as outlined in Reflection #5 (due on Dec. 3, 11:59 p.m.).

A term paper of four pages is required by November 9, 2020 NEW DATE. Provided are four articles from a
A term paper of four pages is required by November 9, 2020 NEW DATE. Provided are four articles from a prominent financial publication, Strategic Finance. Select one of these articles and summarize the main themes and relate to what we have studied in our accounting course. You may use your text and other resources to assist you in your efforts. The four pages of the term paper should be: Page 1: Title page with your name, Class, Date, and Title of the article chosen. Place in the middle of the page. Page 2

Capital Levels in the Insurance IndustryUrgent Assignment, Better finish it before 8;00Business Thesis: Like all businesses, insurance companies need to
Capital Levels in the Insurance IndustryUrgent Assignment, Better finish it before 8;00Business Thesis: Like all businesses, insurance companies need to optimize capital, to produce the best returns on equity for their shareholders. There is a tradeoff between having enough capital to be able to pay insurance claims, and not having too much capital. To establish a target for the optimal amount of capital, the company needs to ensure it has the capital required to cover losses. On the other hand, the larger the amount of capital, the lower the rate of return to investors. The greater the risk of the business, the greater the probability of having unexpected losses, and need to have the capital to absorb those losses. Thus, insurance companies always want to consider the minimum capital they need to hold, but never be in a position of not having enough capital, and becoming insolvent. Based on the above, write the body text for a memo to the CEO of The Twenties Property and Casualty Insurance, Inc. (minimum of 100 words, no maximum), setting forth all the relevant factors that must be considered in assessing the appropriate amount of capital it should have. The memo has to be based on risks, specifically as it relates to the property and casualty insurance business. Specifically, what are the most important considerations in picking the optimum capital level? You do NOT need to prioritize these considerations, but you do need to explain why they are important. You should focus on the trade-off between having enough capital, but not too much, as discussed above, specifically as it relates to the property and casualty insurance business. The more relevant points you address, the better your grade. The better you identify which factors are common to all financial services institutions, and which are more unique to property and casualty insurance companies, the better your grade.

Answer the questions on the attached PDF. The course is Principles of Financial Accounting. So, quite a beginner’s course in
Writing Assignment Writing ServiceAnswer the questions on the attached PDF. The course is Principles of Financial Accounting. So, quite a beginner’s course in that domain. We have only covered about 6 topics so far, so no need to go too much in depth, just simple concepts of accounting. These topics include: -Overview of Financial Statements-Balance Sheet and Recording Transactions-Income Statement: Cash vs. Accrual Accounting-Adjustments and Closing the Books– Misstatement, Fraud and the Hall of Shame– Statement of Cash Flows Let me know if you have any questions! Thank you

PurposeThe purpose of the termpaper is to make you an expert in some aspect of Financial Markets and Institutions. This
PurposeThe purpose of the termpaper is to make you an expert in some aspect of Financial Markets and Institutions. This semester we will focus on Financial Fraud as it relates to Markets or Institutions. More specifically, we will be doing work on: The Metrics of a Fraud on one major Financial Institution / Market. You will choose a very specific financial institution or a financial security and do an in-depth and analysis of the Fraud. You will analyze a fraud that happened in the last 5 Years. Take a quantitative approach to the problem and analyze it. Analytical and Quantitative/ Computer analysis will be amply rewarded. Suggested StructureNotes: These are SUGGESTIONS for Students. You may follow this or use your own structure for preparing the paper.There is NO APPROVAL required for the topic you are working on as long as it falls in the guidelines stated in the Financial Fraud Research Paper Rubric (LMS Page).The Only deliverable that is due is the FINAL PAPER on Nov 30, 2020. You can submit it only once. The Professor will not comment on any partial work, or suggest any topic, or idea as ORIGINALITY is what we are aiming for in developing the paperChoose one specific Institution (Say Wells Fargo) or one specific market (say, Cryptocurrency market)Choose a recent fraud activity (past 5 years), a major fraud ($100 million or above)Choose an activity for one where financial information or data is publicly availableIdentify and analyses the metric and framework for fraud using past / historical patternTake a financial and analytical approach; not a descriptive, historical or psychological approachDo extensive research by going to scholar.google.com or other internet sites and identify ten major, relevant and focused article on this fraudDo analysis and explain in your own words why it happened, how it happened, and what is being done to prevent such a fraud recurrence.This is not a cut and paste job of others work. The submitted papers are automatically run through Turinitin software. If the software finds similarity with others work there are penalties. If there are more than 30%-50% your score will be reduced to by 25%. If there are more than 50% -60% similarities your research paper score will be reduced 50%. If the similarities are greater than 60% you will get a zero in the paper.See also the Financial Fraud presentation (PPT).I suggest you use the Financial Fraud Research Paper Timetable (LMS Page) as a guide for working on this assignment throughout the course.FormatThe paper should be well written and proper endnotes and bibliography are required.As a general guideline, the paper should be approximately TEN pages long, typed (1.5 spacing Font size 11 and excluding references and appendices).The paper is due on November 30, 2020 (Monday).Follow the Financial Fraud Research Paper Rubric (LMS Page) when developing your paper. Sample papers are available upon request.You need to turn in an electronic copy of the paper also so that it can be checked with Turnitin softwareAppropriate TopicsSome appropriate topics are below, but please choose a topic of your own. The first criteria for grading the final project is the originality of the topic. No approval of your topic is required from instructor. Impact of Fraud on any individual financial security Say Treasury SecurityImpact of Fraud on any individual financial institution Say Wells FargoImpact of Fraud on global financial/banking practices Say Mobile bankingImpact of Fraud on any global financial market Say Mexican PesoImpact of Fraud on any electronic markets – Say Derivative SecurityImpact of Fraud on any individual investors Say Buyers of InsuranceImpact of Fraud on World Central Banks Cyber attackImpact of Fraud on World payment systems -CryptocurrencyImpact of Fraud on Global lendingSuggested, Appropriate SourcesWall Street JournalBusiness Week Fortune Forbes The Economist Financial Times International Finance Corporations publicationsNumerous Online publications Numerous Academic Publications The Banker Annual Reports. IMF/World Bank publications.Online Data BasesData-streamBloombergYahooGoogle Scholar

Your Title Here (should capture the essence of your project)Your nameMAT-144The date you most recently edited your write-up [A note
Your Title Here (should capture the essence of your project)Your nameMAT-144The date you most recently edited your write-up [A note about grading for this write-up: Although you may cross-reference points between sections, the questions from each section must be answered in that section to get credit for your response. The amount of credit you receive will depend on how thoroughly you have considered your implementation: you should attempt to write so that a reasonable reader would need to ask few or no follow-up questions to clarify your overall objective, people you will help, assistance provided, project management, timeline, assessment procedures, ethics and CWV analysis, and reflections. Write-ups that leave many questions unanswered or with significant gaps will earn less credit.] Whom will you help? (You must change this section title to summarize its contents)In this section, you must address the following questions:1. What characterizes the group? What is their economic status? What mix of ages and genders are they? Etc.2. Where do the people live? At a specific location or in various locations? In what part(s) of town?3. How will you decide what kind of assistance and how much assistance to provide to whom? For example, does the assistance provided change based on age, gender, family grouping, etc.?4. How will you approach people to offer help?5. How will you keep track of whom you are helping? What assistance will you provide? (You must change this section title to summarize its contents)In this section, you must address the following questions:1. What specific assistance will you bring to the people who need it (goods, services, training, cash assistance, etc.)? (Here, a response like cash payments of $50 per person per week is better than cash payments)2. How and where will you provide the assistance? Will you maintain a location for people to come to? Will you visit people where they are? Will you provide transportation if needed (or if thats part of your service)? Etc.3. What kinds of skills are needed to provide this assistance? What special training or certification (if any) is required?4. How will this assistance help people in the short run? That is, how might people be better off immediately because of the assistance you provide?5. How will this assistance help people in the long run? That is, how might the assistance you provide have lasting effects, even if it is time-limited?6. How will you track and document the process by which you are providing assistance? Project ManagementIn this section, you must address the following questions:1. Where will central operations for your project be? Will you rent a location, look for a donated location, or work in a distributed way (say from peoples houses)?2. What documentation will you need to generate and maintain for the project, and how will you ensure the security and confidentiality of that documentation?3. How will you coordinate volunteer efforts, and what will volunteers do? How will you screen volunteers? How many volunteers do you expect to have? First Half of the ProjectIn this section, you must address the following questions:1. What are the starting and ending dates of your project? (These should be 5 years in the future and run for the 12 weeks of your project.)2. How many weeks will you need to start up your project before beginning to provide your project assistance? What will you need to accomplish during these weeks? How would you prove to an outside person (e.g., an auditor) that everything is in place to proceed with your program?3. In the remaining weeks of the first half of your project, how many people do you expect to be able to assist, and in what ways? Provide evidence that the volunteers and time available are sufficient to achieve this goal. Second Half of the ProjectIn this section, you must address the following questions:1. How many weeks of operations will you have before starting to wrap up your project? During this time, how many additional people do you expect to be able to assist, and in what ways? Again, provide evidence that you have enough people power to achieve your objective here.2. In the remaining weeks, what steps will you take to wrap up your project? What records will you retain, and how will you archive those? What steps are required to finalize any location-related expenses?3. How will you conclude relationships with people you are assisting? What additional sources of support can you direct them to after your project is complete? Project EvaluationIn this section, you must address the following questions:1. If you had to determine immediately after the end of your project whether your assistance had helped, how would you do that? What kind of metric or metrics could you use to determine whether a particular individual had been helped? What questions would you need to ask to determine this?2. Similarly, how could you determine, 3 months after the end of your project, whether your project assistance was still having an effect? How would you get back in touch with people you had helped? What characteristics of their condition could you measure to determine whether any positive impact from your assistance still remained?3. What else might you need to know before your project starts in order to evaluate success after the project ends? Ethics and Christian Worldview AnalysisIn this section, you must address the following questions:1. How does your project demonstrate the Judeo-Islamic-Christian ideal of loving your neighbor as yourself? What other religious and/or ethical principles does your project strive to exemplify or realize?2. How are the people you propose to help different from you, and how might you structure your project to help bridge differences and lead to increased mutual understanding and respect?3. How does your project further the goal of affording human value and dignity to all people? Summary and ReflectionsIn this section, you must address the following questions:1. Whom did you contact to learn about needs in your local community? What input did they provide to direct your investigation?2. What other local needs did you consider? What was compelling to you about the one you chose?3. For the assistance you plan to provide, what other avenues are there for people to receive that assistance? How likely is it that it will be available to them?4. What other factors (legal, political, social, etc.) that were not considered as a part of this presentation might you need to investigate if you were actually to implement a project such as this one? ReferencesView less I already started the paper so just need more information on the paper it is only 695 words when it needs to be 3000 to 4000 words.

I will paste the instructions here but part of the paper is done just need more added to it to
I will paste the instructions here but part of the paper is done just need more added to it to make over 3000 words in the paper. I will also send the start of the paper to you.Refer to the Major Assignment 3 attachments for details on completing the assignment. Prepare the written portion of this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center. This assignment uses a rubric. Review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion. You are required to submit this assignment to LopesWrite. Refer to the LopesWrite Technical Support articles for assistance. Benchmark Information This benchmark assignment assesses the following general education competencies: University Foundations GED1C3: Articulate strategies of self-leadership and self-management. Effective Communications GED2C1: Construct logical, cohesive, and persuasive arguments. GED2C3: Exhibit proficiency in Standard American English for academic purposes. Critical Thinking GED3C1: Demonstrate clarity and logic in asking relevant questions and acquiring knowledge. GED3C2: Apply appropriate critical inquiry strategies (e.g., inductive and deductive reasoning, analysis, evaluation, and synthesis) to issues and questions. GED3C3: Make informed decisions based on historical, current, reliable, and valid information. Global Awareness, Perspectives, and Ethics GED4C4: Use knowledge of the past to develop understandings concerning the present or future. Christian Worldview GED5C2: Analyze the impact of the Christian worldview as it relates to human value and dignity.

To answer the following questions, you will need the following two equations: Ksl = Ksu D/E *(1 – T)*(Ksu
To answer the following questions, you will need the following two equations: Ksl = Ksu D/E *(1 – T)*(Ksu – Kd) WACC = We*Ksl Wd*Kd*(1 – T) Please must show steps in your work. a. You are trying to value No More Tears, Inc. (NMT) and need to find NMTs cost of equity. You know that NMTs industry has a cost of equity of 8%, a debt to equity ratio of 1.2, a cost of debt of 4%, and a tax rate of 25%. NMT has a debt to equity ratio of 1.75, a cost of debt of 4.5%, and a tax rate of 21%. Given this information, what is NMTs cost of equity? b. You are trying to estimate the WACC for a company that you are valuing. You know that the industrys cost of equity is 8.5%. The industry uses 80% equity and 20% debt on average in its capital structure. The industry has a cost of debt of 5.5% and has a tax rate of 34%. Your company has a capital structure that consists of 55% equity and 45% debt. Your cost of debt is 6.2% and you have a tax rate of 40%. What is your WACC? (You have to find D/E using the given information.)